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Best Credit Cards for Traveling, Dining and Cash Back


Undeniably, it is true that world has become a global village thus allowing people to use improved transportation and telecommunication means.  Though the trend of globalization has some advantages and disadvantages as well, we will focus on the positive side of globalization and technological advancement.
With the help of technological investment, mainly rise of internet and other communication technologies, business has become international as multinational companies work all across the world. The buying of products from far flung areas is now an easy task because almost all companies accept online payments (credit / debit or visa/master cards).  With introduction of this feature, the concept of hard cash is long gone. People now prefer to keep credit cards and debit cards for instant payments thus minimizing the hustle and bustle of keeping huge amounts of cash in their pockets.  Due to growing interest of people in online payments, banks and various companies offer a lot of debit and credit cards options. The choice of credit card depends on various factors such as payback period, rewards, credit limit etc.  This blog will help you in finding some best credit options based on these afore-mentioned parameters.
Best Credit Cards based on Perks, Rewards, Annual Fee and Interest
  • Best Card for Good Credit: Chase Sapphire Preferred
This card is considered one of the best cards in the market which offers best credit options. It gives 60000 bonus points if a user spends $4000 within first three months after the account opening. The redeem option of these 60000 will pay $750 by using Chase Ultimate Reward Portal. If use for dining and travel, you will get 2 points for each dollar spending. Moreover, the reward is 25% of more worth if redeem through their portal of Chase Ultimate Rewards.
Pricing Model:          Annual Fee: $95
                                  Regular APR:   18.24% to 25.24%

  • Best Card for Higher Cash Back: Blue Cash Preferred by American Express
Thus card offer a bonus of $250 after a spending of $1000 on purchases within first three months of account opening. In addition, the other perks are:
·        6% cash back rewards at U.S. supermarkets if the spending is up to $6,000 in purchases, each year
·        3% cash back at U.S. gas stations purchases
·         3% cash back on ground transportation
·         6%  cash back on selected US TV and music streaming services
·        By maxing out the grocery rewards, the earning can reach to $360.
Pricing Model:     Annual Fee: $95
Regular APR is 0 for one year and after that it ranges 15.24% to 26.24%.
  • Best Card for Travelling: Chase Sapphire Reserve
This card is best for travelling purposes. It offers premium rewards with huge signup bonus, amazing perks. However, this card has higher annual fee. After the account opening, if you spend $4000 in first three months, you will earn 50,000 bonus points. This can be redeemed to get $750 of travel credit. Additionally, three points are added to the account for per dollar spending on travel or dining worldwide. Apart from regular perks and benefits, you can get annual credit of $300 as well as $100 credit for application fee of for Global Entry or TSA Pre Check, airport lounges access, and special car booking offers using this card.

Pricing Model:     Annual Fee: $450 (Primary Cardholder)
$450+$75 (additional authorized users)
 Regular APR:     19.24% to 26.24%

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